TESTIMONIALS

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CALCULATORS

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Mortgage Calculator

Mortgage calculator is an automated tool that enable users to determine the financial implications of changes in one or more variables in a mortgage financing arrangement. Mortgage calculator is used by consumers to determine monthly repayments, and by mortgage providers to determine suitability of a home loan applicant.

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CMHC Insurance Calculator

Mortgage default insurance, also referred to as CMHC insurance, is mandatory in Canada for down payments of less than 20% of the purchase price. Mortgage default insurance protects lenders in the event a borrower stops making payments and defaults on their mortgage loan.Premiums are paid for in full by the borrower at the start of their mortgage.

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Transfer Tax Calculator

Land transfer taxes are calculated based on the purchase price of your property. Each province sets its own land transfer tax rates, as do some municipalities. Use the calculator above to find the land transfer tax based on your location, or keep reading to find out how land transfer tax is calculated where you live. Ontario LTT rates were updated in 2017.

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Affordability Calculator

When searching for a new home, the first step is to figure out how much mortgage you can afford. There are several factors to calculate this, but the mortgage affordability calculator takes all of them into account automatically, and will show you the maximum purchase price that you can qualify for. It is a good start when getting into the real estate market.

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ABOUT ME

You can count on me for all your Real Estate needs !

As a firm believer in serving with integrity, openness, and care Santhosh is a leading realtor in the GTA with the right attitude and skillset to meet your real estate needs. After earning his MBA with a major in Marketing and Sales Santhosh worked in the corporate sector for over 20 years, then he followed his calling into Real Estate . He takes great pride in providing each of his clients with the best solutions to meet their individual real estate needs, be it selling or buying.

Santhosh brings his twenty-five plus years of local and international Marketing and Sales experience to represent home buyers and sellers across the GTA. A passionate realtor, Santhosh is committed to ensuring the best experience for his clients, as they navigate through one of the major decisions of their life. He uses his keen negotiation skills to find their perfect home at the right price or find the right buyers for their home. His success is evident in the many positive referrals he receives from his clients

Combining his expertise in business with his passion for real estate, Santhosh joined Homelife/Miracle Realty in 2018. He quickly established himself as a rising realtor at the brokerage, expanding his network across the GTA and earning his broker license in January 2020.

A long-term Toronto resident and a seasoned real estate professional, Santhosh recognizes and values the trust his clients place in him and strives to exceed their expectations in every transaction. Santhosh's clients often describe him as honest, detail-oriented, and proactive in his work. Santhosh continues to feel incredibly blessed to work with amazing clients with whom he meets in his extensive network.

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CONTACT

ADDRESS

5010 Steeles Ave W, Suite 11A
Toronto, ON M9V 5C6

EMAIL

therealtorthomas@gmail.com

PHONE

416 356 2800 [Cell]

416 289 3000 [Office]